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The WOW Team ~ Built upon a reputation of excellence.

Archive for the month “November, 2011”

WOW Wednesday ~ Holidays Best!

Hi Everyone… 2 things for the holidays (real estate… and a great non real estate book!)…see below

  1. So what is stopping you from purchasing a home in todays market?  Rents are higher than ever, mortgages are hovering around 4% and historically the BEST buys are in the 4th quarter!!  So,… if owning a home is in your future you might want to chat with Santa …. Or… one of our preferred lenders!  Give us a call and we’ll give you the direct line!
  2. Okay, so with the holidays upon us, the temptation to ‘let go’ and enjoy the sweets is huge!  But with heart disease and diabetes so prevalent, maybe we should be exploring healthier options ~ My sister came upon this book, entitled The World’s Healthiest Foods   www.whfoods.org  and I love it!!  It’s on my Christmas list!!  Each week you can enjoy a free recipe for really healthy eating!  Pass this forward to someone that you love.

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Next holiday… Thanksgiving! This means

Next holiday… Thanksgiving! This means Black Friday shopping!~ deals of the year will emerge! Get a jump on the ‘sweet deals’ by checking out this link http://www.fatwallet.com http://ow.ly/7gH23
Fat Wallet will give you early detection of the best deals coming out from places such as Walmart, Macys, and more. So…. get an early jump on your neighbors and plan your gift list from the comfort of your couch and computer!!

Refinancing coming soon ~even if you are Underwater on your home!

WOW! It appears we may have some “players” in the Homes Affordability Refinancing Program (HARP)!  The Big Four lenders, Wells Fargo, Chase, Bank of America and Citigroup have decided to particapate in the HARP 2.0 version to help out homeowners who are underwater as a result of the housing market crash.  Fannie Mae and Freddie Mac will be presenting the guidlines and changes to HARP by November 15th.  Be sure that you call your lender to see if they are participating in this program.  It is not mandatory for all lenders to take part in this program and each lender may have different guidelines.  However, we do know now that the FHFA has removed the 125% LTV cap under this program.  So if you, the borrower, have an 80% or above LTV ratio. you qualify so long as the loan was sold to Fannie Mae or Freddie Mac prior to May 31, 2009.  One more thing!  You may not be dilinquent on any mortgage payments to qualify!!! If your lender is not a participant call the WOW Team and we’ll be happy to refer you to a qualified lender!! check us out at www.WOW-AtlantaHomes.com

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